How to Predict Foreign Exchange Movements

The reason domestic currencies drop may baffle some newbie FOREX investors since many movements are rooted in what are called ‘expectations’. You see, currency movements move up or down (depreciate or appreciate) based on expectations and/or real...

NPV and Interest Rates for Discount Purposes

Net Present Value and Sensitivity to Interest Rates This post continues a discussion about cash flow and net present value which you can read by clicking on the specific links. This post deals with a major factor on NPV which is the fluctuating interest rate. This...

What is the tax deductible mortgage plan?

**Posted in 2008.** Again the promoters want to take advantage people’s dislike of taxes. The premise behind the plan is the make the interest on a mortgage tax deductible, by putting one’s mortgage into a self directed RRSP. Mortgage payments then become...

And the Second Largest Employer in the USA Is…..

A temp agency (that Walmart uses, Walmart is first by the way). Temporary workers are all the rage in the post-recession era. Corporations cite stagnant and unreliable economic growth, all while maintaining lofty profits thanks to their treatment of the workforce....

Labor Economics Terms and Theories

With the rise and fall of some major corporations (think GM and Chrysler for one), it bears to know some terms in the economics of labour. Here are some for your reading pleasure. Marginalist Controversy: Criticism of neoclassical labour theorist citing model...

What is an Option? Basic Option Terminology

What is an option? In the stock market there are a variety of financial instruments that sell not only stock, but ‘short or long’ positions based on expectations. Put Options are contracts between a writer (seller or issuer) and a holder (buyer or...

Project Evaluation – Cash Flow Analysis Intro

Cash flow analysis is one of the most important pieces of financial information for a firm. Before approving a loan banks analyze the cash flow of firms to decide whether the companies have the ability to repay a loan. As well, the cash flow analysis before an...